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Saturday, March 3, 2012

Life and Health Insurance License Exam Cram

Life and Health Insurance License Exam Cram Review


If you are studying for your life and health insurance licensing exam, we have the ultimate study tool for you. Life and Health Insurance License Exam Cram is a great resource to help you learn the concepts, laws, rate calculations and state and federal regulations that will be covered on the exam. You'll also receive a CD that includes a fully-customizable test engine, detailed score report and state-specific law supplement. No matter where you are taking your exam or which area you need to focus on during your studying, Life and Health Insurance License Exam Cram is your smartest way to get certified.

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Thursday, March 1, 2012

Economics of Health and Health Care, The (6th Edition)

Economics of Health and Health Care, The (6th Edition) Review


This best-seller examines health care economics through core economic themes rather than concepts unique to the health care economy. The Sixth Edition updates content to reflect the major changes in the health policy arena.


Key Topics:

Introduction; Microeconomic Tools for Health Economics; Statistical Tools for Health Economics; Economic Efficiency and Cost Benefit Analysis; Production of Health; The Production, Cost, and Technology of Health Care; Demand for Health Capital; Demand and Supply for Health Insurance; Consumer Choice and Demand; Asymmetric Information and Agency; The Organization of Health Insurance Markets; Managed Care; Nonprofit Firms Nonprofit Firms; Hospitals and Long-term Care; The Physician’s Practice; Health Care Labor Markets and Professional Training; The Pharmaceutical Industry; Equity, Efficiency and Need; Government Intervention in Health Care Markets; Government Regulation: Principal Regulatory Mechanisms; Social Insurance; Comparative Health Care Systems and Health System Reform; Health System Reform; The Health Economics of Bads; Epidemiology and Economics: HIV/AIDS in Africa  


MARKET: A useful reference for health service researchers, government specialists, and physicians and others in the health care field.

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Tuesday, February 28, 2012

Understanding Health Care Reform: Bridging the Gap Between Myth and Reality

Understanding Health Care Reform: Bridging the Gap Between Myth and Reality Review


After nearly a year of debate, in March 2010, Congress passed and the president signed the Patient Protection and Affordable Care Act to reform the U.S. health care system. The most significant social legislation since the civil rights legislation and the creation of Medicare and Medicaid, the bill’s passage has been met with great controversy. Political pundits, politicians, health care economists, and policy analysts have filled the airwaves and the lay press with their opinions, but little has been heard from those who have the most invested in health care delivery reform—patients and their doctors.

Understanding Health Care Reform: Bridging the Gap Between Myth and Reality provides readers with the information to make informed decisions and to help counter the bias of political pundits and the influence of the for-profit health care industry. The author introduces readers to a group of dedicated doctors, administrators, and patients whose experiences illustrate the strengths and weaknesses of the health care reform legislation. He also shares his own experiences as both a physician and a patient. The book puts the health care reform legislation in perspective by exploring ten critical areas:

  • The private insurance industry
  • Medicare and Medicaid
  • The elimination of waste caused by overutilization, high administrative fees, and fraud
  • Disease prevention and wellness programs
  • Care for the underserved—the health care "safety net"
  • Quality of care
  • The impending workforce shortage
  • Comparative-effectiveness research to compare treatments
  • Changes in the way medicine is practiced
  • Tort reform

Describing the reform act as the foundation and framing of a house, it outlines what doctors, patients, and families must focus on as states, the federal government, and the courts craft this legislation over time. The author cuts through the political rhetoric to address the core question: how do we preserve our ability to provide the best possible care for patients and fulfill our societal mission of providing care for our citizens independent of their financial means? Focusing on strengths and weaknesses, rather than what is right or wrong, he encourages readers to think creatively about their role in establishing a better system of health care in America.

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Friday, February 24, 2012

Why Our Health Matters: A Vision of Medicine That Can Transform Our Future

Why Our Health Matters: A Vision of Medicine That Can Transform Our Future Review


Unabridged CDs, 6 CDs, 7 hours

Read by the author

A landmark book that shows us exactly how we have let health and medicine become a crisis in our society and what we can all do to resolve it.

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Why Our Health Matters: A Vision of Medicine That Can Transform Our Future Specifications


Product Description
A landmark book that shows us exactly how we have let health and medicine become a crisis in our society and what we can all do to resolve it.

Healthcare is no longer just a public issue; for millions of Americans it is now a crisis on their own doorstep. Cost of medical care today are a leading cause of personal bankruptcy. Although policy makers have weighed in on all sides, in this book, bestselling author Andrew Weil, M.D., identifies the root of the problem. He shows us exactly how we have become embroiled in the present situation and provides a solution that will not only make healthcare affordable, but will also put each one of us on the road to optimum health.

Dr. Weil states that we have a right to good healthcare that is effective, accessible, and affordable. Many Americans would be surprised to know that our national health is far from the best in the world, even though we spend more money on it than any other country. The World Health Organization recently rated America thirty-seventh in health outcomes, on par with Serbia. Tackling head-on the Three Major Myths of American Medicine, Dr. Weil shows how medical schools fail to give future doctors the education they need to care for patients, how insurance companies have destroyed our opportunity to get excellent care, and how pharmaceutical companies have come to rule our lives. The solution involves nothing less than the creation of a completely new culture of health and medicine in this country, one that we can each start building today.


A Q&A with Dr. Andrew Weil

Question: Why did you write Why Our Health Matters?

Answer: I wrote Why Our Health Matters because I care very much about health, about my profession, and about my country. I would like to see people become informed, and upset and angry with the facts about health care in America. I want them to understand how much we are paying and how little we are getting. I want to show them all the things that have to change.

Q: Can you talk about the three myths of American health care and the realities?

A: I think many people buy into three myths about American health care that really deaden us to the realities.

The first is that because American health care is the most expensive in the world, it must be the best. The reality is that although we spend more per capita on health care than any people in the world by a long shot, our health outcomes are at or near the bottom compared to those of other developed countries. The World Health Organization recently ranked America thirty-seventh in a survey of countries in terms of health-care outcomes. That puts us on a par with Serbia. And that’s any way you look at it, whether it’s in terms of infant mortality, longevity, or rates of chronic disease.

The second myth is that having the most elaborate and expensive medical technology in the world must translate into medical excellence. The reality is that medical technology has helped us in certain areas like the management of trauma and critical conditions. It has, however, served us very poorly in terms of creating cost-effective health care. In fact, one of the main reasons American health care is so expensive is that our interventions are based in expensive technology—including pharmaceutical drugs. There are many low-tech methods of intervening in disease that our doctors simply don’t learn. Also, our entire health-care system is geared toward intervention in established disease, yet the vast majority of that disease is lifestyle related and therefore preventable.

The third myth is that we have the best medical schools and research institutions in the world and that they are producing the best physicians and the best research in the world. The fact is that we have a great medical infrastructure, in terms of bricks and mortar and very highly trained faculty. But the curriculum of medical school—and this is also true of nursing and pharmacy schools—omits very large areas that are extremely relevant to health and healing. For example, our health professionals know next to nothing about nutrition. They don’t learn about botanical medicine. They don’t learn about mind/body interactions. We conduct a great deal of research, but the fraction of it that is relevant to health and healing and to developing cost-effective treatment strategies is very low.

Q: Why aren’t we doing better at preventing disease in this country?

A: I think our efforts at prevention are feeble because we work from a model of prevention that is not very robust. The cornerstone of prevention should be lifestyle medicine. That means teaching people how to make better choices about how they eat, how they exercise, how they rest, how they neutralize stress. This is primarily something that needs to be done in terms of education, but the whole society has to pull in the same direction. The government and corporations both have to work to make the right lifestyle choices affordable and easy. You can’t have the federal government telling people to eat more fruits and vegetables while at the same time making unhealthy foods cheap and healthy foods expensive through its patterns of crop subsidies. Also, a lot of our preventive efforts are very limited in that they have a lopsided preference for pharmaceutical drugs, like statins to prevent heart attacks or bone-building drugs to prevent osteoporosis. This is not the most cost-effective way to prevent disease. We need to think about prevention in new and better ways.

Q: What is health and who is responsible for it?

A: To me health is an inner state of balance and resilience that allows you to move through life and not get hurt by all the things out there that have the potential to hurt you. An image that I like to use to illustrate that is a child’s knock-down toy with a weighted bottom. You can knock it over; it bounces back up to the center. You can hold it down; it will stay down for as long as you hold it, but if you let go, it bounces back to center. If you have that kind of inner springiness or resilience you can interact with germs and not get infections. You can interact with allergens and not have allergic responses. You can interact with toxins and not be harmed. That’s a quality that we’re all born with. This quality is innate, but it’s up to us to learn how to protect and enhance that quality as we go through life. So I think, ultimately, that health is an individual responsibility. But it’s also the responsibility of society to help us in that effort.

Read the entire interview [PDF]



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Wednesday, February 22, 2012

Health Insurance

Health Insurance Review


This book provides a thorough overview of health insurance in the United States, with an emphasis on private insurance. Topics covered include: The historical development of U.S. health insurance and the theory of demand for insurance, Issues of adverse selection and moral hazard, How managed care affects hospital and physician markets, The large role played by employer-sponsored health insurance programs, Health savings accounts, consumer-driven plans, and the small-employer market, Traditional Medicare coverage as well as Medicare Advantage programs and Medigap coverage,Medicaid, SCHIP, and crowd-out of private coverage. Charts and tables as well as bulleted summaries further clarify the key points of each chapter. Read more...


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